The following are not student specific loans, so certain rules will apply to your application –
- You must be over 18
- You must have a regular income
- You can provide evidence of good financial management in the past – use of budgets etc.
Small Loans (up to £7000)
Range: £5000 - £7000
Interest rate: 7.9%
Length: 1-7 years
Notes: Require a Nectar Card which is free
Range: £5000 - £7000
Interest rate: 8%*
Length: 1-10 years
* Can be as low as 7.3% (eg £7000 for 1 year). Use their repayment calculator to work out your specific rate
Range: £1000 - £6999
Interest rate: 8.9%
Length: 1-6 years
Notes: 3-month repayment holiday available, but interest will still be charged
Large Loans (over £7000)
Range: £7000 - £15000
Interest rate: 7.9%
Length: 1-7 years
Notes: Require a Nectar Card which is free
Nationwide Personal Loan
Range: £7500 - £14999
Interest rate: 7.9%
Length: 1-7 years
Range: £7000 - £25000
Interest rate: 8%
Length: 2-7 years
Notes: 3-month repayment holiday available, but interest will still be charged
Range: ££7000 - £14,999
Interest rate: 8%*
Length: 1-10 years
* Can be as low as 7.3% (eg £7000 for 1 year). Use their repayment calculator to work out your specific rate



