Most banks charge high fees for using your debit card to withdraw cash from ATMs abroad. On average this charge is £4.12 for debit cards. Paying by card abroad is often the most convenient method, but the costs can add up. So if you plan to use your card abroad, you should try and find the best deal.

Nationwide have credit and debit cards, which don;t have a fee for using your card abroad. It means you can use your debit card as normal and don’t have to pay any conversion charges or cash withdrawal charges, saving you money.

The Post Office also offers the same rules for their credit card, which has no foreign exchange fee anywhere in the world.