These allow you to make purchases and not get charged interest for a set period of time. Make sure you are aware of how long the interest free period lasts for.
Invest the money you would normally be paying into your credit card into an instant access savings account to ensure that when this free purchase period ends you can pay of the balance instantly maximizing the benefit. 'Making ‘free money’ from credit cards' has more information on how to use this to your advantage and gain interest on the bank’s money.
Never balance transfer to this card - the rate of interest can be beaten by choosing a balance transfer specific card .
The Top 0% Purchase Cards:
Length of 0% offer: 12 Months
Typical APR: 16.9%
Annual Fee: none
Length of 0% offer: 12 Months
Typical APR: 16.9%
Annual Fee: none
Length of 0% purchases offer: 10 months
Typical APR: 15.9%
Annual fee: none
Halifax All In One Credit Card
Length of 0% offer: 9 Months
Typical APR: 15.9%
Annual Fee: none
