The Best Student Accounts

The Best Student Accounts

There are loads of alternative student accounts, make sure you choose the best one for you.

 

Its your money - invest it properly

 

HBOS

Max. Overdraft – £3000

Overdraft Charge – 0%

Agreed Additional Overdraft Charge – 7.2%

Unarranged Overdraft – 24.2%

Interest on in-credit balance – 2.02%

 

Royal Bank of Scotland

Max. Overdraft – £2750

Overdraft Charge – 0%

Agreed Additional Overdraft Charge – 0%

Unarranged Overdraft – 29.84%

Interest on in-credit balance – 2.02%

Other features – free 3 year railcard or £100 cash (Scottish students);  discounts on laptop and mobile broadband (English/Welsh students)

 

Alliance Leicester Premier 21 (don’t need to be a student, but must be aged 16-20)

Max. Overdraft – £2500

Overdraft Charge – 0% (50p charge per day overdrawn – up to £5 a month)

Agreed Additional Overdraft Charge – 0% (50p charge per day overdrawn – up to a max. of £5 a month)

Unarranged Overdraft – £3 per day

Interest on in-credit balance – 10% (for balances up to £1000 for 1 year)

Other features – All statements online

 

NatWest

Max. Overdraft – £1250

Overdraft Charge – 0%

Agreed Additional Overdraft Charge – 0%

Unarranged Overdraft – 17.81%

Interest on in-credit balance – 0.1%

Other features – free 5 year railcard; free webcam and discounts on laptop and mobile broadband



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